The Florida property insurance market is changing, and one of the biggest shifts we have seen over the last several years is the new “industry standard” for water damage coverage for older homes (usually 30-40+ years old) changing to a “Limited Water” buy back provision. Water damage claims have skyrocketed over the past several years […]
Limited Water vs. Full Water Damage Read More »
I know many Floridians who have had their docks damaged, or in some cases, destroyed, by hurricanes. In a handful of cases, it happened multiple years in a row! This can be a sad, frustrating, and often, very expensive situation because generally, homeowner’s insurance does not cover damage to docks during hurricanes. I try to
Limitations on Insurance Coverage for Docks Read More »
One of the most common questions we get asked by our landlord clients is “What’s the difference in a DP1 Basic Policy and a DP3 Special Policy?” Below, we have created a simple chart of some of the MAIN differences. See full policy contracts for complete comparisons. Policy Form DP1- Basic DP3- Special Brief
DP3 vs. DP1 for Landlords Read More »
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How to request a Flood History Report from FEMA Read More »
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