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Part 3: Why Serving the Whole Client Is Our Superpower

We Take Care of the Whole Client, Not Just the Business In today’s insurance market, many agencies that focus heavily on commercial business have made a strategic choice to avoid writing personal lines unless the account meets a certain threshold. In most cases, that means high-net-worth individuals or homes valued over one million dollars. This

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Part 2: How We’re Solving the Commercial Auto Problem with Strong Carrier Access

Commercial Auto Was Our Top Line of Business Last Month. Here’s Why. If you are a business owner looking for commercial auto insurance right now, you already know how difficult the market has become. Premiums are increasing, underwriting requirements are tightening, and many insurance agents are limited in the carriers they can offer. At Ricci

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Part 1: Why Commercial Auto Is the #1 Insurance Pain Point for Business Owners Right Now

Is Commercial Auto Driving You Crazy? You’re Not Alone. Ask just about any Florida business owner what insurance coverage has caused them the most headaches this year, and you’ll hear one answer over and over again: commercial auto. Whether they’re running a contractor fleet, delivering goods, or simply need a vehicle to get to job

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Yes, Rates Are Going Down: Let’s Set the Record Straight

Lately, we’ve been hearing the same tired narrative: “Insurance rates in Florida are still out of control.” And while we understand the frustration—especially after years of steep increases—we’re here to tell you that’s no longer the full story. Here’s the truth: rates are coming down.Thanks to the tort reform measures Florida passed in 2022 and 2023, we

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Advocating for Our Clients: Keeping Florida’s Insurance Reforms on Track

Over the past two years, Florida has seen a surge of new insurance carriers entering the market. At a high level, this is a positive development—it signals that insurers view Florida as a viable business environment rather than one solely plagued by insolvency concerns. More carriers mean increased competition, which can lead to better pricing

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The New Wave of Insurance Carriers in Florida: What It Means for Consumers

Over the past two years, Florida has seen a surge of new insurance carriers entering the market. At a high level, this is a positive development—it signals that insurers view Florida as a viable business environment rather than one solely plagued by insolvency concerns. More carriers mean increased competition, which can lead to better pricing

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