Whitney Ricci

Part 3: Why Serving the Whole Client Is Our Superpower

We Take Care of the Whole Client, Not Just the Business In today’s insurance market, many agencies that focus heavily on commercial business have made a strategic choice to avoid writing personal lines unless the account meets a certain threshold. In most cases, that means high-net-worth individuals or homes valued over one million dollars. This […]

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Part 2: How We’re Solving the Commercial Auto Problem with Strong Carrier Access

Commercial Auto Was Our Top Line of Business Last Month. Here’s Why. If you are a business owner looking for commercial auto insurance right now, you already know how difficult the market has become. Premiums are increasing, underwriting requirements are tightening, and many insurance agents are limited in the carriers they can offer. At Ricci

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Part 1: Why Commercial Auto Is the #1 Insurance Pain Point for Business Owners Right Now

Is Commercial Auto Driving You Crazy? You’re Not Alone. Ask just about any Florida business owner what insurance coverage has caused them the most headaches this year, and you’ll hear one answer over and over again: commercial auto. Whether they’re running a contractor fleet, delivering goods, or simply need a vehicle to get to job

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The Business Owner’s Blind Spot: Why Life Insurance is a Critical Part of Business Planning

As a business owner, you juggle everything from day-to-day operations to long-term growth strategies. You plan for taxes, retirement, and succession. But one essential tool is often left out of the conversation: life insurance for business owners. This is not about that random policy you set up years ago to check a box and say

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Florida Homeowners Have a Reason to Smile: 2025 Florida Legislative Session Recap and What It Means for Homeowners Insurance  

The 2025 Florida Legislative Session was a whirlwind!  It was record-breaking in volume, yet surprisingly light in output. With over 2,300 bills filed, the state saw one of the lowest percentages of passed legislation in recent history. But even with a low pass rate, a handful of proposals demanded our full attention, especially those with

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Where Leaders Are Made: How We Invest in Growth at Every Level

At Ricci Insurance Group, we don’t measure success exclusively by awards, partnerships, or milestones (though we’ve had some exciting ones this month—more on that later). We believe real success is building a place where people grow into confident professionals, trusted advisors, and leaders. That’s what this fancy dinner was really about. Over the past few

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A Big Win for a Trusted Partner: What the American Integrity IPO Means for Our Clients

As an agency that has proudly written and serviced thousands of policies with American Integrity Insurance Group for over a decade, we are honored to share an exciting milestone: American Integrity has officially gone public. On May 8, 2025, American Integrity began trading on the New York Stock Exchange under the symbol AII, following the

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Hurricane Season is Coming: Do You Know What Your Hurricane Deductible Is?

As hurricane season ramps up, so do the headlines—and not all of them are helpful. Last year, there were viral stories claiming that insurance companies were “denying hurricane claims.” But here’s what most of those stories left out: In many cases, the damage simply didn’t exceed the hurricane deductible. That’s not a denial—it’s how the

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Why Smart Business Owners Shouldn’t Wait: Now Is the Second-Best Time to Buy Commercial Flood Insurance

When it comes to protecting your business, most owners think about property insurance, general liability, and maybe cyber coverage. But one of the most overlooked risks in commercial insurance? Flooding. The truth is: The best time to buy flood insurance was when you opened your business or purchased the property. The second-best time? Right now.

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