Whitney Ricci

Insurance is not a feel-good product. Most people interact with their insurance company only when something goes wrong, a rate increases, or a renewal arrives. Unlike retail or hospitality, customers do not expect to love their insurance company. At best, they hope to feel confident that coverage will work and that the company behind it will be there […]

If you have ever received a notice from your insurance carrier labeled as an audit requesting payroll records, revenue reports, or vehicle usage details, you are not alone. While audits can sometimes feel inconvenient or even alarming, they are a normal and increasingly common part of today’s commercial insurance landscape.  Understanding why audits take place,

As we close the books on the 2025 hurricane season, one word comes to mind: fortunate.  After nearly 20 years in the insurance industry and more than a decade as the owner of an independent insurance agency here in Florida, I do not take a quiet hurricane season lightly. Anyone who has lived and worked through multiple

In March 2023, Florida enacted one of the most transformative civil justice reform packages in the nation through House Bill 837. At a moment when litigation costs were crippling insurers, destabilizing markets, and driving premiums to some of the highest levels in the country, Florida lawmakers took decisive action that is now producing measurable progress

We are proud to share some exciting news. Ricci Insurance Group has been named one of Jacksonville’s Best Places to Work, ranking #7 in our employee size category with an outstanding score of 96.39 on this year’s Jacksonville Business Journal Best Places to Work list. This recognition carries special meaning because it is based entirely

If you are a business owner in Florida, especially one managing commercial insurance, compliance, or multiple business entities, you may start receiving emails about your upcoming Florida Annual Report filing. Some of these messages appear very official and reference the Florida Department of State or SunBiz. Here is the important reminder. These emails are not

If you ask almost any Florida business owner what insurance line has caused the most stress this year, one answer rises to the top every time: commercial auto insurance. Whether you operate a contractor fleet, run deliveries, transport employees, or simply need a vehicle to get to job sites, the pressure is real. Rates across

For the past five years, the Ricci Insurance Group Charity Referral Program has been one of the most meaningful and impactful initiatives of our agency. As a multi-year winner of Best Insurance Agency and a recognized leader in client advocacy, community involvement, and agency growth, we know people have a choice in who they trust

If you own a home or commercial property in Florida, you know hurricane season isn’t just about boarding up windows—it’s also about making sure your insurance is in place before a storm forms. Waiting until the last minute can put you at risk financially and even delay important real estate closings. The Problem: Insurance Moratoriums

Choosing the Right Insurance Partner  If you have ever searched for the best insurance agency near me, you already know how many options there are. But not all agencies are created equal. The difference between an average agency and the best one comes down to service, trust, and the ability to adapt as your life