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Great Seal of the State of Florida

Your Trusted Partner for Homeowners, Auto, & Business Insurance

Licensed insurance agency in the State of Florida | License #L102049 | NPN #18748111
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Over 12 Years of Experience | Independent Insurance Agency
Tailored to Clients Needs | Appointed with A-rated carriers nationwide | Verified Reviews
Recognized & Awarded By:
Recognized by Inc.com
Five Star Professional Awardee
Gator100 Winner
Fast 50 Winner
Community's Choice Best Insurance Agency Winner
Bext Places to Work Rank No. 7
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Our insurance carrier partners

Ricci Insurance Group is a Florida-licensed independent insurance agency serving individuals and businesses through a network of A-rated carriers. Our team provides coverage comparison, policy guidance, and ongoing support backed by verified client review.

The Federal Emergency Management Agency
TypTap
American Traditions Insurance Company
Liberty Mutual Insurance
Philadelphia Insurance Company
Tapco
Progressive
US Assure
Universal Property & Casualty Insurance Company
Olympus Insurance
American Modern Insurance Company
All Risks
National General
Centauri Insurance
Johnson & Johnson
Southern Oak
American Integrity Insurance Group

Why Clients Trust Ricci Insurance Group

200+ Five-Star Reviews

Verified client feedback from Google, sharing real experiences from individual and businesses we’ve protected.

2,200+ Clients Protected

Trusted by over 2,200 families and businesses, we go beyond placing policies by providing ongoing guidance, coverage support, and real advocacy at every stage—from selecting the right protection to navigating renewals, carrier changes, and claims with confidence.

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$75,000+ Donated through Charity Program

Giving back is part of who we are. Through community initiatives and charitable partnerships, we’ve proudly donated over $75,000 to organizations that make a difference locally.

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Recognition That Reflects Our Service

Our awards and industry recognitions are more than plaques on a wall — they’re proof of the trust clients place in us and the consistent commitment we make to deliver thoughtful, personalized insurance service every day. From community-voted honors to carrier accolades, each recognition reflects our focus on serving families and businesses with integrity and expertise

Gator100 Winner

Presented by the University of Florida Alumni Association, the Gator100 recognizes the 100 fastest-growing businesses owned or led by University of Florida alumni worldwide.
This award highlights our strong growth, leadership, and impact in the insurance industry and our community.

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Gator100 Winner

Five Star Professional Award
(9× Recipient)

Issued by Five Star Professional and featured in major publications, this award is given to fewer than 7% of insurance professionals in each market based on client satisfaction, peer nominations, and rigorous research. Being recognized nine times reflects our consistent commitment to delivering exceptional service and advice to our clients year after year.

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Five Star Professional Awardee

Fast 50 Winner

The Fast 50 Award honors the fastest-growing privately held companies in the region based on verified revenue growth. This recognition reflects the trust thousands of clients place in us and our commitment to expanding while maintaining exceptional service.

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Fast 50 Winner

Best Places to Work

This recognition is based on confidential employee feedback measuring workplace culture, leadership, and employee satisfaction.
A strong internal culture allows us to take better care of our clients.

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Bext Places to Work Rank No. 7

Best Insurance Agency Winner

Voted by members of our local community, this award recognizes the trust, reputation, and service experience we provide to families and businesses we serve every day.

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Community's Choice Best Insurance Agency Winner
OUR STORY

Focused on the Future,
Grounded in Experience.

At Ricci Insurance Group, we believe great insurance is about more than just policies. It’s about protection with purpose and people you can trust. Since opening our doors in 2014, we’ve grown into one of Florida’s top-performing independent agencies by providing expert guidance, personalized service, and strong partnerships with the most respected regional and national carriers. We specialize in helping business owners and busy families protect what matters most, offering thoughtful solutions that make complex decisions feel simple.

About the Founder & President

WHITNEY RICCI

Founder & President, Ricci Insurance Group LLC

jacksonville, Florida

Professional headshot of Whitney, Ricci Insurance Group's Founder and President

Whitney Ricci founded Ricci Insurance Group LLC with a commitment to client-first insurance guidance, ethical service, and long-term risk protection for businesses and families across Florida.
With nearly 2 decades of industry experience, Whitney leads the agency with a focus on education, transparency, and personal accountability in every policy written.

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Credentials & Expertise

  • Licensed Florida Insurance Professional
  • Nearly two decades of of combined industry experience
  • Appointed with leading national and regional insurance carriers
  • Ongoing continuing education in commercial and personal risk management
  • Experience serving businesses and families across Florida
  • Active involvement in insurance and business professional communities

WHAT WE OFFER

Home/Auto

Florida homes need Florida-specific coverage.

Jacksonville’s storm risks and volatile market make generic policies risky. We shop multiple carriers to fit your home, ZIP code, and budget—even after a non-renewal.
With Florida’s no-fault PIP laws, we structure your auto coverage where it counts.

Home · Condo · Renters · Auto · Umbrella

Flood

Your homeowners policy doesn’t cover flooding. This does.

In Jacksonville, flood risk is real even outside high-risk FEMA zones. We offer both NFIP and private flood options — private policies often mean higher limits, shorter waiting periods, and better pricing than the federal program alone.

NFIP · Private Flood · Renters & Condo Flood

LIFE

Coverage that fits where you are right now.

The policy that made sense at 28 may not be right at 42 with a mortgage and kids in school. We work with multiple carriers to find competitive rates and walk you through the tradeoffs honestly — term, whole, universal, or key-person for your business.

Term · Whole & Universal · Business Key-Person

Business

One coverage gap can cost you everything you’ve built

We work with Jacksonville business owners across industries to build coverage around how the business actually operates — not a generic package. From contractors to medical practices to retail, we match your policy to your real exposure.

BOP · Liability · Workers’ Comp · Commercial Auto · Cyber

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